Frances was born in San Jose, California on July 20th, 1921 to Nicolau Buccellato and Giuseppa (Josephine) Azaro. She was the third of five children: John, Vince, Frances, Greg and Mike. Being the only girl child and growing up during The Great Depression made a profound impact on Frances's life. She was a go-getter.

Her family owned a cherry orchard located where part of San Jose City College now stands. They also owned and operated a successful bakery, The Italian American Bakery, on Willow and Vine in San Jose. Frances's working experience started age 8 when she was tall enough to reach the height of the apricot cutting table at neighboring orchards.