Italian households remain among the least indebted in Europe, a trend that continues to distinguish Italy from many other advanced economies despite rising living costs and economic uncertainty across the Eurozone.
New research released by the Centro Studi di Unimpresa shows that in 2025 the total financial debt of Italian families stood at approximately 56% of disposable income, far below the Eurozone average of 83%. The 27-point gap highlights a long-standing cultural preference in Italy for savings and cautious borrowing rather than aggressive credit use.
